Raphaelle employs a variety of will substitutes to transfer her assets, which consist principally of cash and investments in mutual funds, outside the probate process. In this situation, the most important consideration is to

a. avoid the cost of probate.
b. ensure that the arrangements benefit the intended persons.
c. establish grounds for a court's review of the arrangements.
d. follow the same principles as apply to testamentary transfers.


B

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