A credit default swap, or CDS, is essentially

A) insurance against default on a financial instrument.
B) a method for swapping credit agreements between banks.
C) a method for companies in default to swap credit ratings.
D) insurance against the default of a party in a swap agreement.


A

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The ratio of total liabilities to total stockholders' equity is also known as the ____________________

Fill in the blank(s) with correct word

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When Occupational Safety and Health Act inspectors discover that an employer knew of a hazardous condition but made no effort to eliminate the hazard, it reports a(n) ______ violation.

A. willful B. serious C. de minimis D. failure to abate

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Marie has a $1,000,000 investment portfolio and she wishes to spend $87,500 per year as an ordinary annuity. If the investment account earns 6% annually, how long will her portfolio last? Use a calculator to determine your answer

A) 11.43 years B) 14.17 years C) 19.86 years D) 23.08 years

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Bill and Afton are married and file a joint tax return. Bill is 67 and Afton is 66, and neither is legally blind. Their standard deduction for 2019 is $27,000.

Answer the following statement true (T) or false (F)

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