Which is the best definition of budgeting?

A. A money management strategy that can help you meet your financial responsibilities and achieve your financial goals
B. A way to balance needs against wants and fixed expenses against flexible expenses
C. A money management strategy to make sure you have enough money for retirement
D. A tool for managing overspending and getting out of debt


Answer: A

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Which is an argument used against federal funding for early care and education programs??

a. ?Families should be able to care for their own without outside assistance. b. ?Public money spent to enhance the early childhood years is more beneficial than public money spent to correct a deficiency in later childhood. c. ?Of children with employed mothers, approximately 80% of those aged 5 and younger are in a child care arrangement for an average of almost 40 hours per week. d. ?The period in a child’s life from birth to age 5 is critical for the development of physical, emotional, social, and cognitive skills.

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John sat in the block corner stacking blocks on top of each other for 10 minutes. Each time the blocks fell over he clapped his hands and started building again. This is an example of:

a. error of transmission b. objective description c. subjective description d. error of omission

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Two defenses often used against liability claims are (May be more than one answer)

a. Assumption of risk. b. Contributory negligence. c. Waiver of rights. d. Tread lightly.

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In career flow, skills are more important than values

Indicate whether the statement is true or false

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