Which of the following pools would be the best subject for a fully-funded self-insurance arrangement?
A) Automobile physical damage coverage for a national rental car chain, with 100 locations and approximately 3,000 automobiles of similar value at each location
B) Employment practices liability coverage for a petroleum refinery located in Texas
C) Medical malpractice liability coverage for all doctors and nurses employed by a group of 3 hospitals in Florida
D) $50,000 of life insurance on every employee of a life insurance company located in New York, with no physical exam required to obtain insurance
A
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David dies an untimely death in a boating accident two days after writing a check to his landlord. When the check is presented to his bank three weeks later, they refuse to pay. The landlord will have to file a claim in any probate proceedings if he wishes to collect on the check
Indicate whether the statement is true or false
Teaching employees another job so that they can fill in as needed is known as ________.
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