What are indefensible locations? Give an example of an area like this. If people choose to live in these areas, what do insurance companies require them to do to protect their homes from fire damage?
What will be an ideal response?
ANSWER: As with all hazards, the best way to mitigate damages from fire is to keep people from building in high-risk areas. Some people build in so-called indefensible locations, such as narrow canyons that are too dangerous for firefighters. Some insurance companies are now requiring wildland homeowners to clear ground duff and brush, and to cut down trees to create a "defensible space" or install fireproof roofs. They are also dramatically increasing insurance premiums.
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