In 2005, about 20% of home loans were _____, meaning they were loans sold to low-income people who had little chance of paying their mortgages, often under predatory terms that were especially unfavorable to the unsuspecting borrowers
a. subprime
b. triple-A rated
c. fixed-rate
d. refinanced
Answer: a. subprime
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Which of the following statements about two-party political systems is true?
a. They encourage compromise and relatively moderate party platforms designed to appeal to a broad spectrum of citizens. b. They are superior to multiple-party systems for ensuring that minority positions are heard. c. They are based on proportional representation, so a party that receives 49% of the popular vote gets 49% of the legislative seats. d. They have problems because their platforms completely overlap. e. They cause a centrifugal polarization on issues.
In the most-developed countries, environmental destruction:
a. is a population problem. b. results from way of life more than population pressure. c. is the result of overpopulation plus standard of living. d. is not a problem as it is in the least-developed countries.
Which of the following factors is the most predictive of child abuse?
a. whether or not the parents are married b. parental history of abuse c. whether or not the parents are cohabiting d. whether or not the parents are cohabiting
The "I" is the unpredictable and creative part of the self.
Answer the following statement true (T) or false (F)