The nurse is asked by a patient, "Why is it necessary to have deductibles and copayments when I already have health insurance?" The best response would be
a. "They are a way to improve the margin of profit in the fee-for-service method of paying for health care."
b. "They prevent health care agencies from having huge deficits associated with uncompensated care."
c. "They were developed to save health care dollars at the time Medicare introduced DRGs."
d. "They are part of the incremental changes designed to provide more universal care."
ANS: A
Deductibles and copayments require the patient to pay an increased share of the cost of treatment, thus improving the profit margin for the insurer. They benefit the insurer more than the agency. Deductibles and copayments were not developed to save health care dollars at the time Medicare introduced DRGs. Deductibles and copayments are not part of the incremental changes designed to provide more universal care.
You might also like to view...
A 60-year-old male patient has developed a tremor of the right hand with a pill-rolling motion. Upon interviewing the patient, he states he sustained several head injuries playing football
Based on this information, what do you suspect the patient is suffering from? A) Seizure disorder B) Degenerative joint disease C) Amyotrophic lateral sclerosis D) Parkinson's disease
The nurse notices that an infant has a large, soft lump on the side of his head and that his mother is very concerned. She tells the nurse that she noticed the lump approximately 8 hours after her baby's birth and that it seems to be getting bigger
One possible explanation for this is: a. Hydrocephalus. b. Craniosynostosis. c. Cephalhematoma. d. Caput succedaneum.
If an extraneous variable is held constant in a quantitative investigation, the true relationship between the independent variable and the dependent variable becomes clearer
A) True B) False
When assessing drug use patterns of a client, which of the following questions should the nurse ask?
1. Where was the drug acquired? 2. Who gave it? 3. What was taken? 4. How often?