Which of the FTC's Fair Information Practices (FIP) principles requires opt-in or opt-out policies to be in place?
A. Notice/Awareness
B. Choice/Consent
C. Access/Participation
D. Security
Answer: B
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Companies that collect and sell common pools of data designed to serve information needs that a number of clients share are called syndicated services
Indicate whether the statement is true or false
Which of the following best describes the term capital rationing?
A. a process of controlling operating costs when adequate funds are not available B. a method which shows the effect of an investment on a company's accrual-based income C. a method of determining the period within which the cash invested is recouped D. a process of ranking and choosing among alternative capital investments based on the availability of funds
Judicial review is one means for clarifying the meaning of laws
Indicate whether the statement is true or false
In the pure community rating approach to health insurance premium pricing, all policyholders in an area pay:
A. a premium equal to the premium payable to the federal or state insurance exchange for a similar insurance policy. B. premiums based on their family size, where they live, whether they use tobacco, and their age. C. the same premium without regard to their personal health, age, or gender. D. the premium as a contribution to a community pool of funds and utilize it on a need basis. E. premiums at varied rates based on their health status or claims history.