An engineer who is now 65 years old began plan­ning for retirement 40 years ago. At that time, he thought that if he had $1 million when he retired, he would have more than enough money to live his remaining life in luxury. Assume the inflation rate over the 40-year time period averaged a constant 4% per year. (a) What is the CV purchasing power of his $1 million at age 65? (Hint: Use the day he started 40 years ago as the base year. (b) How many future dollars should he have accumulated over the 40 years to have a CV purchasing power equal to $1 million at his current age of 65?

What will be an ideal response?


(a) CV = 1,000,000/(1.04)?? = $208,289

(b) Future dollars = 1,000,000(1.04)?? = $4,801,021

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