Which is the most important element for older adults to have for enhancing the transition into retirement?
a. Good health c. 401k retirement plan
b. Private pension d. Preretirement plan-ning
D
Good health is always a desirable state; however, if an older adult in poor health plans for re-tirement, then the transition to the changes of retirement can be smoother if the planning ac-counts for health challenges. With preretirement planning, private pensions are not obligatory. With preretirement planning, 401k retirement plans are not obligatory; however, these plans are effective saving plans for retirement; they allow employees to save pretax dollars. Preretirement planning is the most important aspect of a smooth transition into retirement because it affords the individual a chance to prepare for losses associated with retirement such as income, interpersonal communication, health insurance, status, influence, and other issues. Health, social, and financial planning help the older adult adapt to expected or sudden retirement.
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