Patricia, who is married to Dustin, applies for a credit card from Vankirk's Department Store, but she is turned down because she is a married woman and the store's policy is to issue cards only in the name of the husband in such situations. What are her legal rights in this situation?
Under the Equal Credit Opportunity Act, Patricia is entitled to notification of the specific reasons for the denial of her credit. If the denial is based upon her gender or marital status, she could successfully maintain a cause of action against Vankirk's Department Store under this act. Patricia may recover actual and punitive damages plus attorneys' fees.
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