In the calculation of the Annual Percentage Rate on a home mortgage

A)

only the contract rate is considered.
B)

only points are considered.
C)

only closing costs are considered.
D)

all finance charges are considered.


D

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____________________ is the allocation of the cost of a tangible, long-term asset over its useful life

Fill in the blank(s) with correct word

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Which of the following is a true statement?

a. Lifestyle changes are often the easiest fraud symptoms to detect. b. Lifestyle changes are helpful in detecting fraud on behalf of a corporation. c. Fraud is indicated when an employee sells a large number of shares of stock he/she owns. d. Evidence of an employee paying off large debt can be verified, but it is costly to do so.

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Who is more likely to make a decision that is risky and unpopular?

a. a manager b. a politician c. a leader d. a teacher

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An MPR professional can assume that consumers who spend time within a particular online environment

A) are not attending to any other medium except online sources of information and news. B) do not share any traits with other online users, since digital media are highly personalized. C) are more likely to respond to advertising than to consumer-generated promotional messages. D) fit into and share purchasing behaviors with the demographic group in that environment. E) make all their purchases online regardless of price.

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