A patient must pay $400 per year for medical expenses before the insurance company will begin to cover any expenses. Which of the following terms describes this payment?
Co-payment
Coinsurance
Deductible
Premium
Deductible
Rationale: A "deductible" describes the amount of money required to be paid, per year, by a patient before an insurance company will begin to cover any expenses.
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Answer the following statement true (T) or false (F)