Which of the following is true of home mortgage loans since the late 1990s?

a. Government regulations required homebuyers to make larger down payments in order to obtain a mortgage.
b. Traditional fixed-rate, long-term mortgages grew in popularity.
c. There was a substantial increase in the volume of mortgage loans extended with little or no down payment.
d. High interest rates made it less attractive to lock in to a fixed-rate, long-term loan.


C

Economics

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