The FDIC fee system encourages depository institutions to
A) make riskier loans than they would otherwise.
B) operate their institutions in too conservative a fashion.
C) seek only a modest rate of return.
D) reject loans that probably would have been profitable.
A
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The term investment, in the language of economists, refers to the purchases of stocks, bonds, and other financial instruments
a. True b. False
When employment discrimination results from the personal prejudices of employers, economic theory suggests that
a. employers who discriminate will have lower production costs. b. the wages of employees who are discriminated against will rise. c. employers who discriminate will have the same production costs as those who do not discriminate. d. employers who discriminate will have lower profits.
Which of the following is correct?
a. A horizontal line has an infinite slope, and a vertical line has a zero slope. b. A horizontal line has a slope of 1, and a vertical line has a slope of -1. c. A horizontal line has a zero slope, and a vertical line has an infinite slope. d. A horizontal line has a slope of -1, and a vertical line has a slope of 1.
Which of the following is the best definition of economics?
a. Economics is the study of how society chooses to allocate its scarce resources. b. Economics is the study of how to manage city and county government to generate the greatest good to its citizens. c. Economics is the study of how to manage corporations to generate the greatest return on shareholder investment. d. Economics is the study of how to track revenues and costs within a business.