The number of uninsured Americans has dramatically increased because:
a. Medicare took over payment of health care costs.
b. with a declining population, the costs for health care rose.
c. nursing salaries greatly increased, causing health care costs to rise.
d. health insurance coverage was dropped from employment-based health plans.
ANS: D
Although the majority of Americans continue to obtain health insurance from their employer as a benefit, employment does not guarantee insurance. Employer-sponsored health insurance is sensi-tive to both the general economy and changes in health insurance premiums. As costs for insur-ance premiums rose, employers either shifted more of these costs to their employees or declined to offer employment-based health coverage at all. Medicare provides coverage only to the elderly and other special populations. The costs for health care are continuing to rise regardless of the size of the population. There has not been a significant change to nursing salaries, and a change in nursing salaries would not impact the number of uninsured Americans.
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