A multiple regression equation includes 5 independent variables, and the coefficient of determination is 0.81 . The percentage of the variation in y that is explained by the regression equation is:
a. 81%
b. 90%
c. 86%
d. about 16%
A
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Which of the following statements is not correct?
A. The earnings from pension fund investments are taxable to the pension plan sponsor. B. Firms with larger union memberships tend to have higher pension funding ratios. C. The U.S. income tax code creates incentives for firms to overfund their pension plans. D. The U.S. income tax code influences pension fund contributions.
When speakers use the opinions of others either to support positions they are taking or to reinforce claims they are making, they are using ______.
a. credibility b. sources c. testimony d. statistics
Firms typically borrow from banks, insurance companies, and other financial institutions by signing a note, which specifies the terms of the borrowing arrangement. The initial valuation of the loan equals _____
a. the future value of the present cash payments discounted at the yield required by the borrower. b. the future value of the present cash payments discounted at the yield required by the lender. c. the present value of the future cash payments discounted at the yield required by the borrower. d. the present value of the future cash payments discounted at the yield required by the lender. e. the future value of the present cash payments undiscounted.
All of the elements in a retail offering that encourage or inhibit consumers during their contact with a given retailer make up the _____
a. total retail experience b. retailing concept c. marketing concept applied to retailing d. customer service philosophy