Which of the following statements is true regarding an automatic premium loan provision?
A) Its purpose is to prevent a policy from lapsing because of nonpayment of premium.
B) Interest does not have to be paid on an automatic premium loan.
C) If the provision is used, the insured must show evidence of insurability to resume regular premium payments.
D) An automatic premium loan, unlike a regular policy loan, is forgiven if the insured dies before the loan is repaid.
Answer: A
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Dr. James isolated Staphylococcus aureus, a type of bacteria, from the leg wound of a ten-year-old boy. He suspected these bacteria would grow better at body temperature than room temperature (72°F), but thought that he should collect data to support his thinking. Dr. James introduced the same number of Staphylococcus bacteria into each of six test tubes containing the same type and amount of nutrient broth. Three test tubes were incubated at 98.6°F (Group 1), while three test tubes (Group 2) sat at 72°F. After 24 hours, Dr. James compared the turbidity (indicative of growth) of all six tubes and rated each on a scale of 0 - 4. 0 indicates no turbidity (no growth), while 4 indicates high turbidity (high growth). The following data were collected: src="https://sciemce.com/media/4/ppg__tttt0823190712__f1q553g1.jpg" alt="" style="vertical-align: 0.0px;" height="274" width="486" />Choose which of the the following statements is a hypothesis for an experiment.
A. Based on the data collected during the experiment, it is confirmed that S. aureus grew better at room temperature.
B. S. aureus grew equally well at room temperature and at body temperature.
C. Based on observation, it is predicted that S. aureus will grow better at body temperature than at room temperature.
D. Based on the data collected during an experiment, S. aureus grows better at body temperature than room temperature.
Discuss and exemplify why we use descriptions in our speeches.
What will be an ideal response?
Which of the following statements is false regarding the issuance of stock versus bonds to raise capital for a corporation?
A) The declaration of dividends reduces the amount of the corporation's taxable income. B) Interest accrues; whereas, dividends do not accrue. C) The payment of bond interest is a contractual requirement. D) The declaration of dividends is at the discretion of the board of directors.
A retailer has a collection period of 30 days. Its net sales equals $1,000,000 . Its accounts receivable _____
a. equals $30,000 b. equals $60,000 c. equals $82,192 d. cannot be determined from the information provided.