A husband and wife are both employed and have work-sponsored insurance plans that cover each other and their three children. Which insurance plan is the primary payer?
A. The husband's insurance plan, because he makes more money
B. The insurance plan of the person whose birthday comes first in the calendar year
C. The wife's insurance plan, because it has the most comprehensive coverage
D. Whichever the husband and wife want to declare as primary
E. The insurance plan of the person whose policy went into effect first
B. The insurance plan of the person whose birthday comes first in the calendar year
The birthday rule states that the insurance policy of the policyholder whose birthday comes first in the calendar year is the primary payer for all dependents.
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Answer the following statement true (T) or false (F)
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