How do traditional certificates of deposit (CDs) work?
What will be an ideal response?
A certificate of deposit, also known as a CD, is an interest-earnings savings instrument purchased for a fixed period of time. With a traditional FDIC-insured CD, you agree to keep the money in an account for a set term — a few weeks to several years. In return, the bank agrees to pay you a higher interest rate than you would receive from a checking or savings account. If you need the money back earlier, you can arrange that but expect to pay an early withdrawal penalty.
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Valdez conducted a meta-analysis on the effects of instructional interventions that benefit study strategies of middle school children. In his study he reported a relatively small effect of the interventions. Which of the following is a potential effect size from Valdez's study?
a. -.60 b. .00 c. .21 d. .58
When a child is engaged in solitary play, what factor should be a cause of concern?
Fill in the blank(s) with the appropriate word(s).
A second grade class is learning about the lifecycle of a butterfly. The class views a film in which a caterpillar spins a chrysalis and emerges a butterfly in minutes. What attribute of video did the film take advantage of?
A. Manipulation of time B. Manipulation of space C. Animation D. Instant replay
Study groups
a. should contain no more than three people. b. are one of the least effective study methods. c. should only be used for the most difficult subjects. d. can be an effective way to study for tests.