Answer the following statement(s) true (T) or false (F)

1. Appraisal fraud happens when an appraisers over or underestimates the value of a home.
2. Flipping homes can create a variety of problems for communities, one of which is inflated home values
which increases the property taxes for existing homeowners.
3. Professional associations such as the Mortgage Bankers Association have recommended changes such
as enhancing intergovernmental collaborations in prosecution of mortgage fraud cases to reduce mortgage
fraud.
4. Most criminologists argue that practices surrounding the fraud in the housing crisis have little impact
on minorities groups.
5. Tenants of slumlord run properties may experience serious emotional consequences as identified by
Maslow’s hierarchy of needs.


1. true
2. true
3. true
4. false
5. true

Criminal Justice

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