Assume you save $6000 each year starting this year until your planned retirement 40 years from now. The buying power of the money in terms of today’s dollars at the market interest rate of 10% per year and inflation rate of 5% per year is closest to: (choose one)

(a) $377,200
(b) $605,350
(c) $1,318,150
(d ) $2,655,550


Find accumulated amount in future dollars, then divide by inflation rate

F = 6000(F/A,10%,40)
= 6000(442.5926)
= $2,655,556

Buying power = 2,655,556/(1 + 0.05)??
= $377,210

Answer is (a) $377,200

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