If you conduct a right-tailed one-sample t-test and find that t = -1.83 for a sample of n = 12, which of the following is the correct formal test of the hypothesis?

a. t(11) = -1.83, p > .05
b. t(11) = -1.83, p < .05
c. t = -1.83, p > .05
d. t = -1.83, p < .05


a. t(11) = -1.83, p > .05

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Consider an investor who invests $600 per month (end-of-month) over thirty years in a mutual fund that earns 1% per month. What is the future value of her savings?

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