At a broad level, insurance is the basic building block of almost all benefits packages, because it protects employees against income loss caused by death, accident, or ill health.

Answer the following statement true (T) or false (F)


True

Business

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The majority of the complaints filed with state licensing boards against counselors involve claims of breach of confidentiality.

Answer the following statement(s) true (T) or false (F)

Business

Winning a sustainable competitive edge over competitors does not hinge on which of the following?

A. building competitively valuable expertise and capabilities not readily matched, and offering distinctive products B. having a distinctive competitive product offering C. building experience, know-how, and specialized capabilities that have been perfected over a long period of time D. building products and distributing them at low prices to a broad customer base irrespective of manufacturing cost E. having  hard-to-beat capabilities and impressive product innovation

Business

Reports may be primarily text or a mix of text and graphics

Indicate whether the statement is true or false

Business

At the time of Clint’s death, part of his estate consists of the following. ?Roth IRA (value of $1,000,000) with Jennifer as the designated beneficiary.  ?Land (worth $3,000,000) held in joint tenancy with Jennifer. Jennifer is Clint’s wife and originally furnished the purchase price.  ?Building (worth $3,000,000) held as equal tenants in common with Jennifer and Dana. Dana is Clint’s mother, and she originally purchased the property.? Under Clint’s will, all of his property passes to his wife, Jennifer. How much marital deduction is Clint’s estate allowed? Clint and Jennifer live in Tennessee.

What will be an ideal response?

Business