To determine the converted table factor for the present value of an annuity due, one must find the factor for the present value of an ordinary annuity for
A. n + 1 and then subtract 1.
B. n? 1 and then subtract 1.
C. n + 1 and then add 1.
D. n? 1 and then add 1.
Answer: D
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Solve the problem.Suppose that you need a loan of $80,000. Find the total cost of all the monthly payments for each of the loan options listed below. Assume that the loans are fixed rate. Round the total cost of each loan to the nearest dollar. Option 1: a 30-year loan at an APR of 8%Option 2: a 15-year loan at an APR of 7%
A. Option 1: $204,326 Option 2: $122,416 B. Option 1: $245,608 Option 2: $186,056 C. Option 1: $220,326 Option 2: $134,438 D. Option 1: $211,324 Option 2: $129,431
In its study of growth, change, and stability, lifespan development takes what type of approach?
A. intuitive B. scientific C. social D. environmental
Researchers in the early learning department of a university are conducting a long-term study to see how problem-solving skills change over time as students move from elementary school to high school to college. What type of development are the researchers most likely studying?
A. cognitive B. personality C. social D. physical
According to Sigmund Freud, the series of stages that children progress through in which pleasure and gratification are focused on a particular biological function is called what?
A. psychosexual development B. the psychosocial revolution C. psychodynamic awareness D. psychoanalytical growth