Which statement is true about health care costs for older adults in the United States?
a. Older adults become eligible for full Social Security benefits upon reaching the age of 65.
b. Medicare Part A covers physician visits, whereas Part B covers prescription drugs.
c. Health maintenance organizations (HMOs) can obtain an exemption from Medi-care's per capita spending limit.
d. Older adults pay a fixed premium and low out-of-pocket costs in a preferred pro-vider organization (PPO).
C
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A Incorrect. The eligibility age for full Social Security benefits increases for per-sons born after 1937, up to 67 for those born in 1960 or later.
B Incorrect. Medicare Part A covers hospitalizations and other inpatient care. Medicare Part B, optional insurance purchased by the beneficiary, covers outpa-tient services, physician visits, some therapy sessions, and some home health care.
C Correct. If an HMO is granted such a per capita waiver, it cannot refuse an ap-plicant on the basis of a preexisting condition.
D Incorrect. This is a description of an HMO rather than a PPO.
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