What is the difference between a health maintenance organization (HMO) and a fee-for-service plan? (Select all that apply.)
a. An HMO requires a set fee from each client.
b. An HMO allows clients to select their own health care providers.
c. An HMO permits admission to any inpa-tient facility.
d. An HMO offers limited referral options.
e. An HMO provides both inpatient and outpatient care.
A, E
HMOs require a set fee from each client to use health care providers specified or hired by each HMO. Inpatient and outpatient care are provided in specified facilities. HMOs have a large group of specialists to whom it refers clients. Fee-for-service plans are more expensive, but they allow clients to choose the health care provider and facility.
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