Historically, health insurance was for hospital care and related services only. What effect did this characteristic have on the health behaviors of individuals enrolled in such plans?
A) Some individuals neglected health promotion measures.
B) Many individuals began to pay out-of-pocket for superior care.
C) Individuals avoided hospitals because of the association of hospitals with illness.
D) Some individuals who qualified for Medicare did not enroll in the program.
Ans: A
Insurance coverage for inpatient treatment created a disincentive towards
preventative measures and health promotion activities since these were nor insured benefits.
The focus on inpatient care did not prevent participation in Medicare or dissuade people from
visiting hospitals.
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