What is the difference between APR and APY? Which one is used in interest factor formulas, tables, and spreadsheet functions?

What will be an ideal response?


APR is a nominal interest rate while APY is an effective rate. The APY must be used in all interest formulas, factors and functions.

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Interactions with animals and interactions with humans are types of agnostic behavior

Indicate whether this statement is true or false.

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When planting bare root trees, the roots should be spread out and the broken roots should be pruned

Indicate whether the statement is true or false

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How are the high voltage batteries cooled in an HEV?

A) Ice packs B) By forced air from under the vehicle C) By opening a folding roof flap D) By circulating cabin air

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A dual clutch-type transmission includes all of these EXCEPT ________

A) Torque converter B) Counter shaft C) Two clutches D) Helical gear sets

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