When comparing indemnity plans to HMOs, PPOs, and POS plans, which ones offer
a. more flexibility in terms of access to health care? Explain your answer.
b. lower out-of-pocket costs? Explain your answer.
a. more flexibility in terms of access to health care? Explain your answer.
Indemnity plans offer more flexibility in terms of access to health care, since there are no gatekeepers and generally no referrals are required in order for services to be covered.
a. more flexibility in terms of access to health care? Explain your answer.
Indemnity plans offer more flexibility in terms of access to health care, since there are no gatekeepers and generally no referrals are required in order for services to be covered than indemnity plans. Managed care plans limit access to health care by different methods, such as gatekeepers and money-saving incentives, by using in-network providers and facilities. The structure of most managed care plans have co?payments that also lower out-of-pocket costs to the patient.
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