Home ownership is a fundamental building block of wealth accumulation for people of color. Which of the following demonstrates a critical difference between the home ownership experiences of whites and people of color?

A. People of color are often the victims of predatory loans, while whites have nondiscriminatory access to financial support institutions.
B. People of color tend to save their assets after buying a house, while whites have greater access to high quality investment funds that generate wealth.
C. People of color are subjected to higher property taxes than whites who live in generally higher-income areas.
D. People of color are often deceived into buying low-quality houses whose prices depreciate quickly, while whites’ homes generally increase in value.


A. People of color are often the victims of predatory loans, while whites have nondiscriminatory access to financial support institutions.

Political Science

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What committee must every bill go through before it reaches the House floor?

a. the Rules Committee  b. the Appropriations Committee  c. the Budget Committee  d. the Judiciary Committee 

Political Science

Which of the following is true of the Spanish-American War of 1898?

A. The United States adhered to the strategy of interventionism in this war. B. Spain gained control of Guam and Puerto Rico after this war. C. The United States fought this war to free Cuba from Spanish rule. D. Spain won this war and the United States lost control of Cuba. E. Spain acquired colonial power because of this war.

Political Science

Which type of ballot generally leads to the coattail effect, where down-ballot candidates benefit from the popularity of a top-of-ticket nominee?

A. party-column ballot B. office-block ballot C. butterfly ballot D. Australian ballot E. absentee ballot

Political Science

The number of representatives for a specific geographic area is referred to as

a. district capability. b. district magnitude. c. district scale. d. district level.

Political Science