In most defined contribution retirement plans, employees have a choice about whether or not to participate. Which of the following statements about worker participation is true?
A. Current U.S. law says that workers must be automatically enrolled in employer retirement plans.
B. Workers are more likely to participate if they are automatically enrolled and are permitted to opt out, rather than not enrolled and permitted to opt in.
C. Full-time workers are less likely to participate than part-time workers because part-time workers need the retirement income more.
D. Workers are more likely to be part of a defined benefit plan than a defined contribution plan.
Answer: B
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