Federal and state workers' compensation laws establish procedures for compensating workers who are injured on the job. Which of the following accurately describes an aspect of these laws?
A. The employee pays the cost of the insurance premium.
B. State laws cover workers in Washington DC and maritime workers.
C. The injured employee may file other claims, as well as accept workers' compensation.
D. Only injuries are covered by workers' compensation; diseases are not.
E. The injured employee can file a claim with the government instead of suing.
E. The injured employee can file a claim with the government instead of suing.
Workers' compensation laws allow the injured worker to file a claim for compensation with the state or the federal government instead of suing. However, the laws require workers to accept workers' compensation as the exclusive remedy for on-the-job injuries. The employer pays the cost of the insurance premium for the employee. Federal laws cover the following employees: workers in Washington, DC; coal miners; maritime workers; and federal employees. State laws cover those workers not protected under federal statutes. Occupational diseases contracted as a result of workplace exposure are covered.
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