Explain what is meant by health disparities. Who is affected and why? How does access to health insurance impact people's overall health and patterns of accessing health-care services?
What will be an ideal response?
Socioeconomic status has been and remains persistently related to stressful and harmful living conditions, disease, and lack of access to adequate health care. Unfortunately, impoverished and other oppressed people often do not have access to the health care that could help them treat their conditions. The term health disparities refers to gaps between population groups in the availability and quality of health care, disease rates and severity, and overall health. One major contributor to health disparities has been difference in access to health insurance. People who are medically uninsured tend to postpone necessary care and forgo preventive care, such as childhood immunizations and routine checkups. Uninsured people usually have no regular physician and limited access to prescription medications. Therefore, they are more likely to be hospitalized for health problems that could have been avoided. More than one-third of uninsured adults state that they have problems paying their bills, which explains why many do not seek care until the last minute. When uninsured people cannot pay medical bills, the burden falls on those who do have insurance.
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