Why should you set a goal to eventually be able to put at least 20% down on purchasing a home?
What will be an ideal response?
Answer: Statistics show that a borrower who makes a large down payment defaults less often than one with a smaller down payment. The risk-return trade-off means that mortgages with 20% down will carry a lower APR and, generally, will not require PMI insurance. This means that your monthly payment will be lower allowing you to save money on finance costs and use that money for other living or savings needs.
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Which psychologist believes that, when we tweet and communicate via Facebook, we are playing to the crowd--presenting a self that is based on what others respond to positively?
A. Haney B. Turkle C. Cooley D. James
How have Walmart’s long-term goals differed from its short-term goals?
a. They are much more ambitious and aspirational. b. They are much more profit-centered. c. They are relatively easier to achieve. d. They are more related to emissions than waste.
________ are courts that hear cases of a general nature that are not within the jurisdiction of limited-jurisdiction trial courts
A) Courts of record B) Intermediate appellate courts C) Inferior trial courts D) State supreme courts
Which of the following is NOT a full-service wholesaler?
a. limited-line wholesaler b. general merchandise wholesaler c. rack jobber d. drop shipper e. specialty-line wholesaler