You are about to start your first semester in college and have decided to work out a budget for the year.a. What are the advantages of preparing a budget in advance?b. What information do you need to gather to be able to write up your budget?

What will be an ideal response?


a. A budget will help you deal with the ups and downs of your finances. It will help prepare you for the world of work. Most of all, a budget provides a sense of security, allowing you to take control of your spending.

b. You will need to know your monthly income and expenditures. To uncover your expenditures, keep track of everything you spend for a week. Also, go through any records you've kept to identify where you've spent money for the last year. You will also need to list each source of income.

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Explain how criterion-referenced achievement tests are different from norm-referenced achievement tests

What will be an ideal response?

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Young Svetlana sometimes repeats sounds or syllables when she speaks. For example, when asked for her name, she may say “S-S-S-Svetlana.” She may have the communication disorder ______.

a. childhood-onset fluency disorder b. dyslexia c. language disorder d. social or pragmatic communication disorder

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Self-esteem is strengthened by increased self-confidence

Indicate whether the statement is true or false

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All but which of the following is true of the role music plays in the development of young children?

a. Music can help children develop dynamic balance and other motor skills b. Participation in music activities can help students develop self-esteem c. Music helps to promote language development in young children d. Participation in music activities may hinder children's literacy development

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