All the following are provisions in the HO-3 contract that can decrease amounts payable by the insurance company except:
A) deductibles
B) coinsurance/replacement cost provisions
C) special limits on certain types of property
D) mortgage clause
D
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Answer the following statements true (T) or false (F)
1.Benjamin thinks that the new student on his debate team appears to not be very interesting, so Benjamin decides not to engage in conversation or to listen to him. These are signs that Benjamin is a deficient listener. 2.Sympathetic responsiveness is also known as empathy. 3.When we solicit additional information from another person in an effort to draw him or her out as well as to demonstrate our willingness to listen we are probing. 4.Alex began telling people at work a rumor about one of their coworkers. Most of the people he told did not response well to his gossip. This a case in which negative evaluative feedback encourages a person to continue the behavior that is being displayed. 5.People from Eastern cultures view silence as signaling respectability and trust; they believe that words can corrupt an experience.
Which of the following would be added to the balance per books on a bank reconciliation?
A) Service charges B) Outstanding checks C) Deposits in transit D) Notes collected by the bank
Graphix S.A. traffics in labels that bear counterfeit trademarks. This is a crime
A. only if the labels have negative effects on legitimate businesses. B. only if the labels are attached to counterfeit goods. C. under all circumstances. D. under no circumstances.
The more debt a company uses to finance its assets, the lower will be its operating income due to
higher interest expense. Indicate whether the statement is true or false