You have a choice between a lottery lump sum payout of $3,800,000 today or a series of twenty annual annuity due payments

At a discount rate of 6.00%, how large must the annual annuity due payments be to make you indifferent between the two choices? Use a calculator to determine your answer.
A) $331,301.32
B) $351,179.40
C) $190,000.00
D) $312,548.41


Answer: D
Explanation: D) MODE = BEGIN
INPUT 20 6.0 -3,800,000 ? 0
KEY N I/Y PV PMT FV
CPT 312, 548.41

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