Maggie purchased a life insurance policy. She was concerned that if she became disabled, she would no longer be able to pay the premiums

Her agent added an amendment of the policy stating that if she became disabled, future premium payments would be waived. Such an amendment to a life insurance policy is called a(n)
A) binder.
B) rider.
C) warranty.
D) schedule.


Answer: B

Business

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Consider Figure 2.2. With trade, Canada consumes

a. 12 televisions and 8 refrigerators. b. 12 televisions and 16 refrigerators. c. 8 televisions and 16 refrigerators. d. 24 refrigerators.

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Generally, consumer goods are either ________ or ________

A) convenience products; staples B) durable goods; nondurable goods C) industrial products; packaged goods D) shopping products; impulse products E) shopping products; convenience products

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Assume revenues are received in cash and expenses, except for depreciation, are paid in cash. Based on this assumption, which of the following statements is true?

A) Net cash flows for a period are equal to net income minus depreciation expense. B) Net cash flows for a period are equal to net income. C) Net cash flows for a period are equal to net income plus depreciation expense. D) Net cash flows for a period are equal to net income plus income tax expense.

Business

When Heinz introduced EZ Squirt packaging and new colors such as Blastin' Green and Awesome Orange to revitalize consumer buying of its ketchup, the company was introducing ________

A) cosmetic change B) context change C) concept change D) discontinuous innovation E) a new core benefit

Business