The newly licensed nurse asks a more experienced nurse if it is advisable to carry personal malpractice insurance. Which reply, made by the experienced nurse, is the most accurate?

1. "It is not necessary since the hospital carries a blanket policy."
2. "It is necessary only for advanced practice nurses like nurse midwives and certified registered nurse anesthetists."
3. "Every nurse should carry personal independent malpractice insurance."
4. "Carrying insurance is a good way to get sued."


3
Explanation: 1. Even though the hospital carries blanket insurance, the nurse should protect him- or herself with individual coverage. If the nurse does make an error, the hospital may not cover the nurse or may sue the nurse to recover monetary damages.
2. All nurses should carry individual insurance.
3. This is a widely held opinion.
4. There is no evidence that a nurse with insurance is more likely to get sued.

Nursing

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The health care providers and nurses caring for a group of clients with cancer have instituted a strict nutritional program with the goal of stimulating the clients' natural killer cells. How do these cells work?

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Nursing