Answer the following statement(s) true (T) or false (F)

1. A 1985 Supreme Court decision permitted interstate banking, but interstate banking has been slow to develop.
2. Bank of America, Bank One, and Wachovia conduct superregional interstate banking.
3. The Federal Trade Commission provides very little regulation to the franchisor/franchisee relationship.
4. Underwriting is the process of evaluating risk and determining the cost of the coverage.


1. FALSE
2. TRUE
3. FALSE
4. TRUE

Business

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Discuss how the differences among countries influence HR planning in organizations that operate internationally.

What will be an ideal response?

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______ percentage of midsize and large companies use personality and ability assessments for entry and midlevel management positions to help ensure the right fit between the job candidate and the job.

A. Forty B. Twenty C. Eighty D. One hundred

Business

In the Exempt Model, the earnings are excluded from explicit taxation.

Answer the following statement true (T) or false (F)

Business

The residual market for auto insurance is designed to provide insurance to

A) superior risks who qualify for substantial discounts. B) owners of vintage/antique autos where the replacement cost far exceeds the actual cash value. C) drivers who are unable to obtain coverage in the standard market. D) businesses that need to insure a fleet of vehicles under a single policy.

Business