Credit unions are:

A. member-owned financial cooperatives.
B. mortgage lenders.
C. available to the general public.
D. special commercial lenders.
E. large institutions when compared with commercial banks.


Answer: A

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Which of the following is not one of the four stages of team development?

a. forming b. storming c. conforming d. performing

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A cereal company issues coupons that can be exchanged for boxes of cereal. It issues two million coupons that promise the retailer who redeems the coupons $1 per coupon. The probability of redemption of any one coupon is 10%. What is the amount of the liability that the company recognizes?

a. $2,000 b. $20,000 c. $100,000 d. $200,000 e. $2,000,000

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Answer the following statements true (T) or false (F)

1. Most research supports the notion that dissatisfaction and frustration on the job is more likely to motivate someone to vote "yes" in a union election than maximizing wages. 2. A factor often identified as important for determining whether dissatisfied workers will vote for a union is their attitude towards unions in general. 3. The degree to which an individual thinks a union will be successful in improving the workplace is known as union instrumentality. 4. Union instrumentality is less likely to determine whether someone votes "yes" in a union election than factors like general attitudes toward unions or the social environment. 5. An individual is more likely to hold positive attitudes toward unions when they have had previous experience with unions in the workplace.

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Most state attorneys general:

A) help to coordinate lawsuits against a company that has been engaging in fraudulent acts involving more than one state B) are active in consumer protection by enforcing laws against consumer fraud through judicially imposed injunctions. C) help consumers by enforcing laws that impose restitution. D) All of these.

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