A personal balance sheet is comprised of

A) your assets, liabilities and net worth.
B) your loans and credit card balances.
C) monthly loan, credit card and other "fixed" payments.
D) gross monthly income less "fixed" payments.


Answer: A

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_______ are voluntary collectives with the purpose of advancing their members' interests. One example of such a collective is the Teamsters Union.

A. Clan cultures B. Nonprofit organizations C. Volunteer co-ops D. For-profit organizations E. Mutual-benefit organizations

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The _____________ is the method by which you send the message.

a. avenue b. conduit c. conductor d. channel

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Which concept below is a phenomenon in which emotions experienced by one or more individuals in a work group spread to the others?

A. emotional contagion B. emotional intelligence C. emotional affect D. emotional labor

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The Fisher effect states that the real interest rate

A. is the only measure to use in calculating PPP. B. is the difference between the nominal rate and the inflation rate. C. is the nominal rate minus the expected inflation rate. D. is the nominal rate plus the recorded inflation rate.

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