What is the difference between pool-level and loan-level analysis?
What will be an ideal response?
The analysis of prepayments can be performed on a pool level or a loan level. In pool-level analysis it is assumed that all loans comprising the collateral are identical. For an amortizing asset, the amortization schedule is based on the gross weighted-average coupon (GWAC) and weighted-average maturity (WAM) for that single loan. Pool-level analysis is appropriate where the underlying loans are homogeneous. Loan-level analysis involves amortizing each loan (or group of homogeneous loans). Thus, the major difference is that pool-level analysis focuses upon examining a larger group of loans whereas loan-level analysis concentrates on examining a loan individually (or a small group of loans that have similar qualities).
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a. will encourage short term earnings growth patterns. b. will encourage employees to take a longer term perspective regarding their performance in the company. c. is not suitable for hourly or salaried employees. d. is common for management in American firms.
What is predictive analytics?
A. A series of devices that connect directly to other devices. B. A world where interconnected, Internet-enabled devices or "things" can collect and share data without human intervention. C. The extraction of information from data used to predict future trends and identify behavioral patterns. D. Opportunities to change the way people purchase books.
Explore the history and development of the YMCA. Was it able to effect change without first being in crisis? If the latter, was internally constructed or externally imposed?
What will be an ideal response?
Popular Web conferencing software includes WebEx and GoToMeeting.
Answer the following statement true (T) or false (F)