Suzy has filed for bankruptcy. If creditors attempt to contact her to collect their account due prior to the final disposition of the filing, what is true?
a. They are in violation of the law, unless they communicate via an attorney.
b. They are in violation of the law, because all collection efforts must be stayed.
c. They are not in violation, if the creditor believes there is no stay.
d. They are not in violation if the debt owed is payable.
b
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