What is it called when Medicare forwards a claim to the secondary insurance?

What will be an ideal response?


Ans:
Coordination of benefits” is the term used to refer to the process Where the respective obligations to pay for a claim are calculated and determine when an individual that receives care is covered by two separate insurance or other benefit programs. These rules are governed by federal mandates. Medicare dictates that employer sponsored plans and certain other coverages be treated as primary and pay benefits first before Medicare pays benefits under certain circumstances were the individual is over age 65, disabled, or suffers from an stage renal disease. When the coverage is provided by a state regulated insurance product, state insurance law generally imposes mandates for determining what plan is primary and secondary as well. Where these rules don’t apply, such as in self-insured employers sponsored plans, the plan document typically will govern subject to the federal mandates for Medicare, Medicaid, and certain other government programs.

Nursing

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