A client has recently changed health insurance plans and is now part of a health maintenance organization (HMO). How might the nurse best explain how HMOs operate?
a. HMOs provide creative ways to ensure hospitals can decrease their daily census.
b. HMOs employ a group of nurses who focus on health education programs.
c. HMOs encourage physicians to focus on health promotion and self-care.
d. HMOs organize a network of providers who offer services for a predetermined fee.
ANS: D
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