Which option reflects one of the more convincing arguments for the nurse having individual malpractice insurance?
1. Having insurance ensures that the nurse will not be named in lawsuits.
2. Having insurance makes it more costly for the plaintiff to file suit against the nurse.
3. Defending against a lawsuit is costly in today's society.
4. Filing a lawsuit is costly in today's society.
3
Rationale: Insurance does not provide a guarantee that lawsuits will not be filed, and the costs of insurance and filing a lawsuit are far less than the costs for defending oneself in the event a lawsuit occurs.
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The nurse should first assess the client further for a. an infection. b. medication usage. c. orientation status. d. stroke/TIA.