Which of the following statements best describes how a disaster is the same as or different from an emergency? a
A disaster is personal, whereas an emergency is communitywide.
b.
An emergency is personal, whereas a disaster is communitywide.
c.
Both emergencies and disasters are devastating.
d.
Both emergencies and disasters are failures resulting in extensive insurance claims.
ANS: B
A disaster is any event that causes a level of destruction, death, or injury that affects the abilities of the community to respond to the incident using available resources. Emergencies differ from disasters in that the agency, community, family, or individual can manage an emergency using their own resources. However, a disaster event may be beyond the ability of the community to respond to and recover from the incident using its own resources. Disasters frequently require assistance from outside the immediate community. The type of emergency or disaster will determine the level of devastation or need for extensive insurance claims to be filed.
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