A client, age 25, is considering purchasing a 20-payment life policy with annual payments. He wants to know how much more he will have paid the insurance company in premiums per $1,00 . coverage during the 20-year period than he can borrow on the policy at the end of the 20 years. Compute how much more the client will have to pay per thousand


$72 per thousand more

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Basic criteria that marketers should keep in mind while assessing opportunities in global markets include all of the following except:

A) current size of the market segment. B) anticipated growth potential of the market. C) compatibility with company's overall objectives. D) competition in the market. E) securing first mover advantage.

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Countries that value privacy or secrecy over transparency include

A. the U.S. and Japan. B. Britain and China. C. Spain and Portugal. D. Japan and Germany.

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Distinguish between limited protected speech and unprotected speech as categorized by the U.S. Supreme Court

What will be an ideal response?

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Homer Nerdhoff has just invented a new cheese grater. He has been travelling around the country exploring marketing opportunities, and discovers that Martin Fitzhugh has for the past three years been selling the grater which he developed, using the

same process, at his fine food store in Halifax. Homer hopes that by patenting his grater, he can stop Martin from selling his. Martin sees the danger, and decides to also apply for a patent. Which of the following is true? A) Whoever registers his patent first will obtain the exclusive right to use it. B) Homer cannot obtain a patent because his invention was already known and used by Martin. C) Martin cannot obtain a patent because his invention has already been on sale for the past three years. D) Homer cannot obtain a patent; Martin can E) Both B and C

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